Freelance VS Starting an Agency

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Chatting with Jonathan Courtney, CEO of AJ&Smart, to understand if I should start my own design agency rather then keep on freelancing. I was trying to understand the pros and cons, the financial implication and how to hire.
Follow Jonathan on IG: https://www.instagram.com/jicecream/
AJ&Smart YT Channel: https://www.youtube.com/channel/UCeB_OpLspKJGiKv1CYkWFFw
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